Wealth Management Services

Selecting a Wealth Management Service Provider

The term wealth management is synonymous with ‘application of best methods to make your wealth produce more wealth’. It is an investment advisory-discipline incorporating financial planning, financial services and the management of investment portfolio. The services are provided to high net worth clients, individuals and small business owners wanting the services of qualified professionals in the field. The professionals will coordinate their retail banking, gal resources, estate planning and other areas of investment management.

The managers will be qualified in the areas of financial consultation, financial planning and analysis as well as asset investment. The professional wealth managers will work towards enhancing the income, growth of assets and tax favored treatment of long-term investments on behalf of the clients.

These services can be offered by large corporates, independent financial advisers and multi licensed-portfolio managers. Large banks and brokerage service firms are also involved in these services dealing and creating segmentation strategies to deal with both non-proprietary and proprietary services and products targeting high net worth customers.

Most people are turning to these wealth managers to be able to come up with a workable financial plan. It has become necessary that your choice is the best available in the market. The following steps will enable you to select the best firm with the best wealth management services.

1. Expertise

The issue of wealth management can at times be complex and sensitive. The first thing to consider is the experience and expertise of the chosen firm. Listen carefully to the advisor to gauge their competency. They should give you an indication of clients they have serviced with similar cases as yours. Talking to people who have dealt with the service provider can also give you a good insight.

2. Continuity

It is very important to deal with a firm like goldenequatorwealth.com which will be there for you for a long time. This is important for post-implementation support and add-on services.

In this respect, the strength and the success of the firm are worthy points to bear in mind. Ensure that the firm is strong enough to be able to continue in the far future. The firm should also have a firm succession plan in place for continuity in case of demise of one or some of the managers.

3. Product and services provision

It is important to find out whether the firm will be able to access and offer a variety of products, services and investment options. Most registered advisors operate on the open architecture platform and are flexible in finding investment opportunities from a number of providers while some have limitations in accessing institutional high-quality investment options. You should, therefore, find out the ability of the said firm to take up your investment and offer the required expertise.

4. Reputation and branding

Does the firm have a good reputation and the right image as a wealth management firm? This will be answered by finding out the desired results consistency over an extended period of time. Its performance should be proven beyond any doubt. The firm should provide you with references to show its ability to fulfil your wealth management objectives.

business

Business Consulting Firms – Why You Should Give a Thought

business

A consulting firm is any business consisting of one or more consultants or experts that offer professional advice and strategy to an organization or company for a fee. Typically, the role of a consulting firm is to provide specialized expertise and knowledge to every client seeking assistance. There are various types of consulting companies that serve different niche sectors from management, legal, financial to marketing consulting services.

BENEFITS OF A GREAT CONSULTING FIRM

Have you ever thought of integrating a third party who will come and guide you in making choices in your business? Here are some of the services a good consulting firm can offer:

Best brand building strategies

Consultation firms are capable of creating new brand identity and positioning or repositioning it to fit its niche market. This increases awareness and attractiveness of the product creating a healthy competition.

Provide paperwork needed for your venture

It might be tiresome to follow all the steps required to run a new business. Good Consulting firms have knowledge of registration procedure and can process your papers within the shortest time possible at an affordable fee. In addition, they can analyse and determine the kind of equipment and manpower you will require.

Offer retainer services

After a business has been established, consultant firms can streamline processes for easier achievement of target. They’ll always work with you in developing new methods that will improve business performance and attract more customers which will yield more income.

Offer an honest assessment of your business

With many years of experience, consultants can provide invaluable advice regarding your business; practices which you’re doing wrong and which do work, and they also know your competition very well. They’ll offer better suggestions on performance as a new business person.

Conclusion

Operating a business demands some kind of direction from consultation firms. Hiring a great consultant or expert can do wonders for your business, and this will allow you to compete with industry leaders and finally be one of them. So, get help from experts today!

communication

Selecting a Communication Courses

There are a lot of demands on today’s professionals. It seems like people need to be experts in all realms of communication related fields to succeed in the workplace. However, selecting a good communication course that will be relevant to the workplace is not hard. The following are a list of tips for choosing the right one:

1. Assess The Strengths That You Already Possess

It is not a good idea to just take a bird communication class. This will be not challenging and does not help build new skills. So take an inventory of the areas of communication that you already excel in. For example, you might already have excellent grammar and spelling. In this instance you would not want to choose a communication class that focuses on basic writing skills. Try to expand your repertoire.

2. Part with Pipe Dreams

Everyone has those unrealistic visions of being a whiz kid in an arena that they will never become an expert in in just one class. So if that is you, then remember to plant your feet back on the ground. It takes a long time to become a communications expert, so tread lightly before signing up for that intensive multi-media class.

3. Visualize an End Goal

Think of something in the area that you could really see yourself using in your future career. Then enroll in a communication class that will enhance that skill. It is actually that easy.

With a little bit of forethought, a person can really use their time in university  to select a communication course that will give them a future edge. Just remember that due diligence in being realistic with what one hopes to achieve out of the class will save one from boredom and/or undue stress in their future communication course at their university or college.

speech-for-children

The Need To Help Your Child Via Implementing Speech Therapy

Speech therapy is the health profession that is able to offer to your child treatment that will prove to be truly a life changing experience over time for your child. Those in the speech therapy profession provide the necessary support and care to children and even to adults who unfortunately are dealing with various difficulties in relation to communication.

Those in this health industry of speech therapy are in the habit of relating closely with parents, teachers, caregivers, doctors, nurses and other professionals that are in close contact with the child in order to keep them informed of the child’s progress and to discuss what the child needs to work on, etc.

The sooner that it is detected that your child has a speech problem, the sooner the services of a speech therapist for pediatric should be implemented in order to be able to help your child. You may notice your child’s problem or a teacher may point out the concern about your child’s speech to you in a parent teacher meeting if the teacher has noticed some things.

A child may have problems with articulation. He or she may experience great difficulty in producing the sounds that form the syllables of a word. Or a child may say a word so incorrectly to the degree that those around him or her do not know what the child is trying to say.

A child may also stutter which causes the normal flow of speech to be bombarded with stops and partial repetitions of words, or the child may even prolong the sound and syllables of various words in an unacceptable manner. Sometimes a child suffers from difficulties in relation to pitch, volume or quality of the voice that cause a distraction to what the child is saying, which makes it hard for the child to communicate effectively and to be adequately understood.

If a child has any of these conditions as mentioned above, then there is not point in delaying the consulting the services of a speech therapist, as your child will truly benefit from the consultations. It will take time, patience and lots of hard work. But it will truly be worth it.

 

Venture Fund

Benefits of Venture Funds for a Business

Introduction

Have you been searching for the perfect solution for starting your unique business and with hassle free results? Well, you might have to consider using a venture fund as the best approach of ensuring that your business is successful. The venture fund provides a host of benefits over the conventional forms of funding such as bank loans. When it comes to starting a business, its important that you consider the various approaches that are available. This especially true for those who want a reliable venture fund in Singapore for their unique business goals. The following are the benefits of this type of funding:

Benefits

Simple to aquire

Unlike the conventional types of funding such as bank loans, the venture funds tend to be much more simple to acquire than the conventional types of loans. This is because a venture fund can simply be aquired from your personal financial resources or perhaps those of your partner. More so, there are no procedureal hassles that are entailed in the aquisition procedure which makes them a perfect loan for starting your business.

No legal restrictions or obligations

Besides that, you should also consider that venture funds don’t come with the conventional restrictions that are associated with getting loans from the bank. A venture fund like www.goldenequatorcapital.com is provided in relation to the goals of the business and this makes it much simple for the business to make payments. You and your partners can agree on the various payment schemes and take on a liberal approach when it comes using the funds.

Conclusion

All things taken into perspective, starting a business requires some level of informed decision making to achieve the best results. We have identified some of the major benefits of using the venture fund over the conventional forms of funding for starting a business.

Psychology Degree Singapore

Jobs You Qualify for With a Psychology Degree

Psychology lies in the field of medicine and life sciences. This is the study of human behavior and human mind. Studying a degree in this area exposes one to a number of areas to choose from including counseling, health, educational, occupational, research and teaching as well as forensics. Psychology degree students are equipped with a vast knowledge in these areas prior to narrowing down to one or two interest areas which in turn help them secure related psychology careers before or after graduating.

If you choose to specialize in mental health, then dream on becoming a mental health psychologist or a psychiatric technician who help patients and clinical professionals in a number of ways. Psychiatrists work with people with mental illnesses, the elderly and those with developmental disabilities by providing updates, observing them, administering therapeutic medication and aid as well as overseeing physicians.

A psychology degree can also help you become a teacher cutting across all the levels of the education system from primary to tertiary. This means that you can teach psychology lessons in colleges and high schools. Alternatively, you can work as a social worker dealing with people undergoing difficult times in life. You are involved in safeguarding the affected persons against any harm.

You also give support for them to improve the situations. A social worker may work in hospitals, homes, and schools amongst other public agencies in pediatrics, disability, addiction, corrections, medical and clinical, probation, public health, geriatrics, victim support and substance abuse.

A degree in psychology from ASM Singapore also enables you become a counselor. You enable the affected persons get back to the right track in life by exploring their emotions and feelings. However, you need to be a good listener, empathetic, patient, respectful and be in a position to analyze issues.

Counseling may be applied in health, rehabilitation, marriage and family, abuse, grief, education, pediatrics, career guidance and mental health. On the side of human resources and communication, psychology helps in employee satisfaction, recruitment, training, professional development, internal communications and public relations.

Finally, a psychology degree also provides a basis for careers in the legal sector, IT, market research, business consultancy, advertising, government administration and business development.

swimming lesson kids

Finding the Right Swimming Lessons for Kids

Children can be particular. When looking for swimming lesson for kids, look for a place that the child can enjoy learning in. The environment though is often important for the parent as the parent often ends up waiting in the bleachers or the vicinity until the lesson is over.

When selecting a swimming lesson for your child, look for a good time. A time when the child will have energy is a good time for a lesson. A lesson right before bedtime might not be a smart choice because the child will be nodding off to sleep. Swimming is known to energize people, as well as any exercise, so people need to be careful when choosing a time that their children should swim. It is especially important if the child has commitments the next day such as school that the kid not sacrifice sleep for the lesson.

Also, as mentioned above, parents often are needed to help the younger children. The children might not be old enough to dress themselves in the change room after the lesson. For this reason, the parent cannot stray far during the lesson. There are recreational facilities with a lot of amenities. The parent might want to go for a short work out during this time or go in the hot tub or sauna of the pool. So it is important to consider one’s own fitness during this time. Alternatively, a parent can go to a coffee shop in a recreation facility and just chill out.

Consider also the child’s learning needs. Is the child one that learns well in groups? If so, then  swimming lessons for children are a viable options. However, the child might be terrified of water or have a mental limitation. In these instances, a parent might want to consider private lessons so that the child gets the most out of the opportunity.

Claber Tools Singapore

Claber Tools

When a person is working on a home improvement project or if they work in the construction field as a profession they are going to need high quality tools. Claber tools are made with quality in mind. They are built to last and everything that is made from this company is top quality.

This company makes some great parts so that a person can have an entire water system in their home. This can be used for gardening and even used inside of the home. These tolls are made in Italy and they are ISO 9001 certified to work well. This will guarantee performance as well as durability. They are built to last.

The company uses the latest in technology to make sure their tools are easy to use. There is no special experience of skills required to use these tools. They are user friendly but they are effective. Many of these tools also have a softblock device built it. This is for additional safety and will prevent products such as hoses from kinking up.

These products are meant to be used often as well. They can be used several times a day and will not show signs of wear and tear. All of the products are back by a guarantee and they will stand up to the needs of the customers. There are a number of products for a complete irrigation system including hoses.

A person can even purchase a complete water system. They can set it up on their own and will be able to have their garden watered without a problem. There are not too many products that can do this.

The craftsmanship and the quality that go into the Claber tools from http://stevenleif.com/cat/claber/ make them something that every homeowner should want for their yard. They are easy to use and will offer exceptional performance.

Kids Swimming Lessons Singapore

Tips to Select the Best Kids Swimming Lessons in Singapore

Swimming is a fantastic skill to learn for children. Not only will it ensure that they are safe in the water, it is also a fun activity they can enjoy in their leisure time. If you want your children to learn how to swim, then you need to find the best swimming lessons in Singapore for them. Here are some tips on how to do this.

Speak to Other Parents

One of the simplest ways that you can find out about kids swimming lessons in Singapore is to speak to other parents. They can give you honest reviews and recommendations based on their own experiences. Some of the information they can provide you with is the quality of instruction, the price of the lessons, whether you need to book in advance and whether their children enjoyed their lessons or not. They can also tell you about any negative experiences and if there are swimming pools that you should avoid. You can use the information they provide to make an informed decision about where you would like your own children to have their swimming lessons.

Read Online Reviews

Another way to find out about swimming lessons in Singapore is to read reviews online. Many people use review sites to give their opinions about whether a service they have received is good or bad. Based on the comments and star ratings of each of the swimming lesson providers, you can decide which is the best option for you and your children.

Visit Leisure Centers

A further way to learn about swimming lessons is to visit various pools and leisure centers to ask directly about the lessons from Swimhub that offer for children. Many centers are happy for parents to sit and watch a lesson and this is a good way of assessing the skills of the instructor and deciding whether your own children will enjoy the lessons.

These are just three of the ways you can find out more about swimming lessons for children in Singapore. Based on the findings of your research, you can choose the best swimming lessons provider for you.

Schools in Singapore

Top Four Best Schools in Singapore

As a parent you should know the best schools in singapore where you can take your child to get education, however getting the best school can be a big headache for you because you and your child have different interests and needs for a school. Here are the top three schools in Singapore.

United World College of South East Asia (UWCSEA)

This is an independent international school as well as it is a member of UWC movement. It offers K-12 education that consists of 5 interlinking elements such as outdoor education, activities, academics, social and personal education and service. Its learning programme leads to the IGCSE in grades 9 as well as 10, also the IB Diploma in grades 11 as well as 12. It has 2 campuses, the Dover campus has 3000 learners and the East Campus has 2400. It provides extensive clubs/societies, music, visual art, drama, sport as well as leadership activities.

Insworld Institute

Insworld institute is a British private international school in Singapore that has a great vision to have international recognition in the providing of British training and education in Singapore. Insworld institute is striving so as to be related favorably with the best institutes in the UK. Insworld institute offers a whole British curriculum, including A Levels and IGCSE.

Insworld is striving to be amongst the best international secondary schools in Singapore. It has a personalized approach of teaching, which makes sure that each learner gets his/her interests and needs fully met. Also, it has internationally-acknowledged qualifications which are the perfect choice for learners. Additionally Insworld Institute has a multinational learner base of about 23 nationalities; therefore it is like an international high school in Singapore.

Singapore American School

Singapore American School is a huge school however from the beginning it’s highly concerning personalized learning. Learners gather, make and curate digital content all over the school experience as the learners explore as well as grow their interests. The curriculum and faculty are highly dedicated to encourage inquiring minds to engage, reflect, experiment and collaborate in the pursuit of personal interests and passions. This begins with tri-time in middle school where learners take 30-minutes everyday to pursue a task of their choice as well as culminates in high school level in 11th and 12th grade year-long projects this encourages learners to ask tough questions. The Singapore American School provides 29 AP Courses.

Australian International School

It is the only school to provide both the New South Wales Higher School Certificate and International Baccalaureate Diploma Programme curricula in Singapore. Its learners have achieved a remarkable 100-percent pass rates on the International Baccalaureate Diploma Programme and 70-percent pass rates on the New South Wales Higher School Certificate. The Australian International School gives opportunities for all learners regardless of their academic abilities this assists to uncover learners’ characteristics and innate skills that support their development and growth like global citizens. It has athlete development Programme, visual arts, drama and music Programme. Australian International School assists its learners realize their various potentials in life.

 

 

 

The above are some of the best schools in Singapore where you can take your child to acquire knowledge and different skills.

hamworty-moss

Hamworthy Moss – Leading Marine Engineering Company

hamworty-moss

Hamworthy Moss is a leading worldwide marine engineering company. The company’s operations are centered on management of fluid and gas systems for ships and offshore environments, vital for marine safety. More recently, the company has begun Exhaust Gas Cleaning systems operations to reduce sulphur emissions in compliance with new international environmental regulations.

Under the brand name Hamworthy Moss as the company designs, develops, manufactures and installs advanced marine fluid handling systems for ships and offshore oil and gas facilities.

Since the 1960s, the company has been at the forefront of innovative and customized designs for handling marine gas, pumping and waste water systems. Hamworthy offers installation and servicing of fluid handling systems.

Under the brand name Moss, the company offers inert gas and nitrogen management systems. Inert gas and nitrogen systems are essential to marine safety. The company’s experience and commitment to quality.

Should you even require servicing of Hamworthy MOSS system, GIANTECH – the experienced after-sales service company has been providing service to Hamworthy MOSS inert gas generator systems since 2001 in Singapore. They mainly carry out system repair and maintenance for the vessels. Additionally, to meet the urgent needs of vessels, we have built up our spare parts inventory locally – supplying both genuine and OEM spares. 

Founded in 1914, Hamworthy Moss has acquired and maintained an international reputation for excellence and innovation in marine engineering and safety systems. The company’s expertise and global network ensures high quality, continuous service. As of January 2012, Hamworthy became part of the Wärtsilä organisation making it an evener bigger step for the company future.

Common Thing among the Richest Person

There are people who become famous due to their talents, but others become famous due to their wealth. Some are born rich as they inherit the wealth from their families, while others inherit it from their parents and that makes them billionaires.

Below are 3 of the wealthiest in the world:

Bill Gates

Bill-Gates

He is the founder of Microsoft and this has made his life worth billions. The company makes him a lot of cash and his net worth is estimated at $79.2 billions. He also invests in selling shares from his company to add more to what he is getting. His succession plan includes his CEO’S, board members and founders to each have a succession plan of their own.

Carlos Slim Helu

Carlos-Slim-Helu

He is the second richest man with his net worth being estimated at $77.2 billions. He is the chairman of America Movil where he and his children own the largest share of the company. He created telecom and it continues to pay him a lot of money and he works with his children. He also has listed real estate where he paid a lot and became the biggest stake holder of New York Times with 17%. His succession plan is very simple as he has six children and he works with them. He has assigned each of them duties and responsibilities making it easier for them to manage the company on their own.

 Li Ka-Shing

Li-Ka-Shing

He is listed as Asia’s richest guy for the past 15 years. His companies have really done well and he recently came up with a new plan. He decided to separate his real estate assets from his huge business empire as this would help investors choose what they want easily. The companies are believed to give him a lot in addition to the real estate making him an estimated net worth of $70. He is believed to pave way for his eldest son as his succession plan to take over.

 Conclusion

They all become rich due to different factors but they have something in common in them and that is is a well thought out wealth management plan. Being rich is one thing but it needs a succession plan to execute it. Without this, the business could collapse in a few months or years after the owner leaves or dies. It should be planned with care as it can affect and destroy everything including a family. The richest guys all have a succession plan as they know this is what will make their empires run for many more generations.